A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.
Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords.
Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties – notably, the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds – have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena (founded in 1472), while the oldest existing merchant bank is Berenberg Bank (founded in 1590).
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Currently using Union Bank. Nagustuhan ko sya kasi pure online sign up process mag open ng account at yung ATM will be shipped to your address kaso lang recently hindi pumasok ang transfer galing sa Wise since Thursday pa kaya naisipan ko na mag change bank. meron pa bang bank na no need na...
Hello po! hindi ko po alam kung ano mas less yung kaltas currently using Paypal kada sahod ko nakakaltasan ako almost 500 per cutoff for the paypal fee, should I stick with it ba? or mas better if direct bank transfer? Hindi ko alam kung magkano ang kaltas kapag direct kase sana may makasagot at...
Meron ako Smart prepaid internet sa R281 na modem. bumili ako ng TP-Link C54 na router pero nanotice ko na di ko na ma open ang Union bank na app. Sa mobile data okay naman. smart din gamit ko sa data. lahat ng bankapp/wallet okay sa wifi ung UB na orange app lang talaga ang di nabubuksan error...
Hi guys, post ko lang ulit link for for Own Bank,
Legit po to. Makakatanggap kayo ng trial bonus pwede nyo I deposit at magkakaroon ng interest.
Try nyo po. You can also make it as deposit po
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Hello, sino po dito may US bank account? Baka pwede makisuyo ng payment. Idedeposit dun. Then sesend sakin (local bank account). Bibigyan ko kayo certain amount for doing the favor.
Thank you po
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Tried Gcash, Tonik and CIMB.
Pero upon observing for a month mas mataas yung binibigay na interest ni Paymaya and UNO.
Sa experience niyo po? Which one is the best?
SPOT.ph) The merger between Bank of the Philippine Islands and Robinsons Bank Corporation officially took effect on January 1. Two massive corporate entities merging is a big thing in itself, but we're sure the only real question in people's minds is "How will this affect me?". We lay it down...
Gumawa ako ng Union Bank using their Android Apps. Naging successful naman pero di ko sya nagamit for a year. Ngayon hindi ko masendan ng pera. Kinontak ko na customer service pero hindi nagrereply. Ano ba pwede gawin? May naka encounter na ba ng ganito?
may idea ba kayo pano magkaroon ng ibang bank sa iba't ibang country?
yung isang tao may malaysia, china, thailand, indonesia, korea at singapore
pano sila nagkaganon? ginawang negosyo na gusto ko rin pasukin 😆
Do you have any complaints againts your bank? Or any E-wallet plarforms? But your being ignored? Try sending message to the facebook page account of Bangko Sentral ng Pilipinas. https://www.facebook@com/BangkoSentralngPilipinas?mibextid=ZbWKwL
My experience, I have been trying to contact my bank...
We have noticed that most of our online banking transactions have been delayed, especially on weekends. What are the common reasons for bank transactions to be delayed in processing or crediting to recipient's account?
Wag balewalain!Malaking Project to
KYC needed
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Add referral enter nyo email add ko
Pag di gumna ang referral link donwload nyo nalang sidra bank sa playstore or appstore
tapos enter nyo nalang email ko sa profile mo,sa Tab- Add Referral...
is it this still safe to use? nag cråckëd na kasi sya ,i think bloated na ,pero gumagana pa naman so far kapag ginagamit ko. ,would it still be good to keep or much better to dispose nalang?
Pa help, recommend power bank (mura or sakto sa budget) for b315s-936 12v 1a, and meron na akong 5 to 12v 1a step up cable pero yung current power bank nag aautomatic off. Baka naman may makatulong. Thank youuuu!
may paraan paba na iba safety net pass at google certified naman device ko, and tanging sya lang ang ayaw mag open na banking application ko, with shamiko nadin ako, thank you in advance
Hello Good day PHC,
Nag fund transfer ako from pnb to gcash nung thursday, unfortunately hindi pumasok sa gcash account ko yung pera pero na deduct sa savings account. Nag reach out po ako ng concern sa hotline kaso walang sumasagot sa Customer Care and nag email po ako ng report but generated...
Nakakainis gcash naranasan niyo naba magsend tapos walang nag reflect sa history niyo. Nagsend kasi ako tapos nabawasan yung balance ko. Pero wala man lang sa transaction history ko at inbox ng gcash ko yung payment
GCash to implement P5 cash-in fee for linked account via BPI, UnionBank
Starting October 2, 2023, GCash users will have to cough up PHP 5.00 for cash-in transactions via Bank of the Philippine Islands (BPI) and UnionBank.
This change is “due to increasing costs,” as per GCash’s recently updated...
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Bank acc ni...