card

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards.A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
A credit card also differs from a debit card, which can be used like currency by the owner of the card. Alternatives to credit cards include debit cards, mobile payments, digital wallets, cryptocurrencies, pay-by-hand, bank transfers, and buy now, pay later. In 2018, there were 1.12 billion credit cards in circulation in the U.S., and 72% of adults had at least one card.

You do not have permission to view the full content of this post. Log in or register now.
  1. M

    For Sale ML starlight card Php 150

    For sale ML normal starlight card Php 150 only. 3 slots available Need 7 days friend sa ML. PM lang. Salamat Pa reserved na for april starlight.
  2. S

    SD CARD formating

    Hello goodeve po, sa mga master po diyan pede paturo pano mag format ng sd card sa pc, kahit anong format ko kase ng sd card sa phone yung laman niya ayaw po matanggal
  3. S

    For Sale Starlight card 130

    For sale normal starlight card 130 each( 2 slots) -need 7-8 days friends in game -via gifting
  4. B

    Cellphone at sim card nawala rocovery ng gcash

    may nakapagretrieve nba dito ng fund transfering from old gcash account to new gcash account yung sakin kc 2weeks na ala paren gang ngaun in process nlang cnsv pag tumatawag ako sa cs nila,, ung old gcash account ko kc nawala kasama cp ko 😭😭
  5. C

    Help Formatted Cello Platinum Karaoke Sd Card

    May pwede po ba makatulong sakin kung anong pwede kong gawin? Narecover ko po yung files tapos nilagay ulit sa sd card,pero di pa rin gumagana yung karaoke.
  6. R

    Help FREE MAYA CARD

    ask ko lang un step 3 dun sa free maya card. di ko gets kase. thru savings account ba un or wallet
  7. L

    For Sale ML Starlight Card 120

    Willing magbayad agad wait nalang for 7 days via gift. May nagpapareserve kasi tapos di kukunin. 😔
  8. H

    Help Paano i fix yung broken pin ng wifi card?

    Magpapalit po sana ako ng cable para sa wifi card, maingat ko lang siya hinugot tapos natanggal yung pin sa cable. Pwede pa kaya i solder yung natanggal sa repair shop? Or bibili na lang po ako ng wifi card
  9. S

    For sale Starlight card 150

    For sale normal starlight card 150 each( 2 slots nalang) need 7-8 days friends in game via gifting Bili na kayo pls 😅
  10. S

    For Sale Starlight card 150

    For sale normal starlight card 150 each( 2 slots nalang) need 7-8 days friends in game via gifting
  11. D

    Looking For LF discounted starlight card

    Baka meron kayong mura lang na starlight card.
  12. M

    For Sale ML starlight card

    For sale ML normal starlight card Php 150 only. 2 slots Need 7 days friend sa ML. PM lang. Salamat
  13. S

    For Sale Ml starlight card

    For sale march/april starlight card 150 each( 3 slots) need 7-8 days friends in game via gifting
  14. P

    Looking For Lf startlight card

    Baka may starlight card po kayo dyan 150 php lng po sana pabili
  15. C

    Help Internet Suspended on my Smart Sim card.

    Ang sabi daw internet has been suspended sa aking Smart Sim Card po daw, at kailangan ko pong mag-email sa smartsm@smart.com.ph, ano po daw ang gagawin ko?
  16. I

    Referral Free ATM Credit Card / Atome Application

    Sa mga mahilig mangolekta ng Atm Card jan eto claim niyo na din habang free pa. Parang KOMO din na may pa free atm card. Atome Card
  17. E

    Referral ATOME Credit Card

    TRY IT NOW GUYS Hey, I’ve been using the Atome Card to shop anywhere and everywhere. I think you’ll love it too. Plus, the application process is fully online and really easy. Check it out Atome Card Click the link above. Thank you.
  18. T

    Closed Sold

    Send via gifting Pang 2nd phase lang ni Aspirant cutie Note: need 8days in game friend para ma gift
  19. L

    Referral UnionBank Platimum Rewards Card (No Annual Fee For Life)

    ANG DAMI NAMAN NA APPROVE, SOBRANG NAKAKATUWA 😍😍 wala ka pa rin bang credit card? wala ka pa rin bang unionbank o citibank credit card? o gusto mo bang dagdagan ang mga credit card mo? gusto mo ba ng maraming rewards? cashback, points, at miles? sobrang easy lang naman po mag apply kay...
  20. S

    Help, i removed my graphics card and plugged vga to motherboard but no display

    Pahelp naman ni remove ko na kasi graphics card ko na faulty and sinaksak ko na direct sa mother board yung vga pero walng display na nadedetect
  21. K

    HELP: Rename Card

    Pa-HELP po kung may mas chëâp po na paraan para makabili ng "rename card" po. salamat po sa makakasagot.
  22. O

    G·TM SELLING 100 GLOBE LOAD CARD

    Any interested? Negotiable
  23. J

    For Trade Globe load to gcash

    May globe load po ako worh 600 papalit ko sana gcash kahit 500 lng po to
  24. T

    G·TM Gcash Card

    San pwede i link Gcash card aside from Gcash itself?
  25. J

    Selling sl card

    Normal-250 ρrémíùm-500
  26. L

    ML Starlight Card

    Lf; baka may binibenta kayong starlight card mga sir/madam. Pabili po🤗
  27. I

    For Sale Smart Load Card

    Buy nyo na 2x100 Smart Load card ko offer kayo Dc salamat
  28. P

    Help Detect fake SD card

    Pano ba Malaman Kung fake Yung nabiling SD card?
  29. C

    Help Pwede kaya mag peke ng health card?

    Tips po pwede kaya mag peke ng health card sino po may format? Ma tratrace po ba?
  30. M

    Looking For ML starlight card

    LF po normal starlight card worth 150/pc po sana get ko po 2 pcs. Thank you!
  31. Z

    Referral Shein FREE P5,000 Gift Card LEGIT

    Minsan nalang mag pa-gan'to 'yung Shein kaya lubusin niyo na, need mo lang mag invite ng dalawa lang may 5k worth items na. WORTH ₱5000.00
  32. Z

    Referral Shein FREE P5,000 Gift Card LEGIT

    Marami ka na mabibili na damit sa shein sa halagang ₱5000. need mo lang mag-invite ng dalawa. Push mo na to ₱5000 code
  33. A

    Referral Lifepoints egift card gcash

    legit po kaya to? nasend na sakin ng lifepoints yung egift card sa gcash then may pinagawa na iinsert yung gcash info and code. nagawa ko na tas sinend na yan. legit po kaya yan? yung email po is 'admin@gifted.ph'
  34. A

    Referral Free 2k gift card galing kay shein

    May pa free 2k gift card sa shein Step 1: Download and open the SHEIN app Step 2: Login or Register Step 3: tap the search bar and type ( pj7qin ) para makapasok sa reward Step 4: play the lucky draw and win prizes!
  35. Z

    Referral Shein free 5K gift card

    Step 1: Download and open the SHEIN app Step 2: Login or Register Step 3: tap the search bar and type ( iqze4i ) hit enter para makapasok sa reward Step 4: play the lucky draw and win prizes!
  36. T

    Help Gcash Card expiry

    Mabilis po ba talaga amg expired ang mga gcash card bakit mag eexpire po kagad sa feb 29 eh kaka received ko lang ngayon
  37. M

    For Sale ML Starlight Card

    ML starlight card via gift. 100 php only, 5 pcs available. 👍 Reserve nyo na para after 7 days ready to gift na, malapit na reset ng starlight.
  38. T

    Referral Shein free 5k gift card

    Sharing is caring! May pa free 5k gift card si shein gals! Step 1: download and open the SHEIN app SHEIN REFER-A-FRIEND GAME Step 2: tap the search bar and type ( dcbyb3 ) Step 3: play the lucky draw and win prizes!
  39. M

    Referral Shein FREE P5,000 Gift Card + Proof (Legit)

    Click this link: FREE 5K (it will go to Playstore if wala ka pang Shein app) Search sa search bar: fp4ax Play the lucky draw Sana support niyo rin ako CTTO: janesamson
  40. T

    Help Gcash Card delivery

    Based po sa 4-10 business days bago ideliver, ilang days nyo po received ang gcash card nyo
  41. T

    Referral SHEIN FREE 5K GIFT CARD

    Sharing is caring! May pa free 5k gift card si shein gals! Step 1: download Shein app here 👇🏻 SHEIN REFER-A-FRIEND GAME then register and open the app Step 2: tap the search bar and type ( dcbyb3 ) Step 3: play the lucky draw and win prizes!
  42. Y

    Referral Shein free 5000 gift card

    Pa-help mga paps konti nalang need ko ih 0.10 lang kasi nadadagdag if wala ka pa download mo na then spin sayang din ito 👇 Don't miss your chance to win ₱5000 Credit & Coupon at SHEIN! SHEIN REFER-A-FRIEND GAME
  43. H

    Help PC/laptop specs?

    paano ba malalaman kung maganda o latest yung pc/laptop at graphic card? nagbabalak kasi ako bumili lang ng second hand pc/laptop pero wala ako masyado idea sa tamang pagtingin ng specs at ng graphic card meron kasing mga number pa example gt, gtx tapos number
  44. J

    Referral Shein Free P5,000 Gift Card

    Use this link: Accept my invitation 🤑🤑and join for your chance to win ₱5000 Credit & Coupon at SHEIN! https*://shein.top/*5p7iho9 Remove * Or search this on the top bar “5p7iho9”
  45. Y

    Referral Shein Free P5,000 Gift Card

    Download Shein app sa Playstore search this code sa search box sa top: bghw0f
  46. F

    Referral 5k gift card from shein

    Download shein App: Link Or kung may shein app ka na e search lang ang code sa search bar. Code: 8wbcau
Back
Top