credit card

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards.A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
A credit card also differs from a debit card, which can be used like currency by the owner of the card. Alternatives to credit cards include debit cards, mobile payments, digital wallets, cryptocurrencies, pay-by-hand, bank transfers, and buy now, pay later. In 2018, there were 1.12 billion credit cards in circulation in the U.S., and 72% of adults had at least one card.

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  1. I

    Help Metrobank credit card reward point how to claim

    Hello, first time user ng metro bank cc. gusto ko lang malaman pano ma claim to. though nakalagay naman sa txt kung paano eclaim diko parin ma gets hehe. saka pwede paliwanag san pwede magamit to? ginamit kona kasi credit card ko last time at meron rewards na nakuha sa halagang nagastos ko sa cc ko.
  2. I

    Help Balak ko kumuha ng cellphone gamit credit card

    Hello, i have cc metrobank. bago lang ako sa pag gamit nito. balak ko sana kumuha ng phone na installment, ask lang po kung ma full purchased po ba sya at wala ako need idownpayment? and san ko po pwede makita sa app ung balance ng utang ko bukod sa metrobank app. kasalukuyang diko kasi maopen...
  3. R

    Help Robux using fake credit card generator

    Gumagana paba robux using fake credit card?
  4. J

    Help How create Paypal Account w/o PAYMAYA, GCASH or CREDIT CARD?

    wag ko na pahabain Gawa ka paypal per or bess fillup mo lahat para ma virify need mo talaga card or bank account if wala ka maya or gcash gamit ka ng tonikbank.com piro need mo ng laman 100php para ma view mo ang virtual card no need id pag reg, salamat, gusto ko lng mag share sa mga guto...
  5. A

    Help Ano kaya issue nitong credit card at paymaya ko

    sinusubukan ko magcashin gamit credit cards ko pero ayaw laging error, meron ba dito nakakapag cashin ng credit card nila sa paymaya?
  6. K

    Help Credit card bins

    Hello I know bawal to sa forum nato pero I want to know po sino magaling mag test ng premiums sites /apps dito ? try nyo po cc bins ko if working may nakuha ako from leaked forums
  7. A

    Domino's India Data Breach - 13 TB Employee and Customer Details | latest|

    Data of 18 Crore orders of Domino’s India have become public. häçker created a search engine on Dark Web. If you have ever ordered online, your data might be leaked. Data include Name, Email, Mobile, GPS Location, etc The worst part of this alleged breach is that people are using this data to...
  8. U

    CREDIT CARD EXPERTS PASOK

    HELLO PO patanggal na lang po ah if hindi ito pwede dito . Ito problema ko simula nung nagka credit card ako grabe na luho ko. grabe na gastos ko sa food pati sa paghohotel. lol. Kaya iniisip ko cut ko na lang kasi mas sobra yung gastos ko noon kesa nung debit card lang ako. Metrobank ang cc ko...
  9. L

    Paymaya virtual credit card

    Hi tatanong at hingi lang sana ako ng feedback sa paymaya virtual credit card? naipambabayad ba talaga siya? may need sana kasi ako bilhin online ang supported lang ay CC tapos either VISA, Mastercard, Amex, JCB lang. Updated: Since may chance na hindi daw tanggapin sa iba. diba niloloadan lang...
  10. U

    CREDIT CARD di ko na alam gagawin

    hi po so naka ilang palit na po ako ng credit card ang somebody is using it talaga , right this month nagamit ko lang yung cc ko once pa lang and never sya naiswipe please help hindi ko na po talaga alam gagawin ko naiblock ko na yung card ko na old pero may gumagamit pa rin nun and the bank...
  11. W

    Help Booking flight using someone else credit card

    Hi sir pa help po kung safe ba mag book ng flight using credit card na shinare lng sakin . may intenerary na din ako . i just want to know kung may mas nakakaalam po ba or may nahuli na sa ganto . thanks guys . long live ph corner
  12. E

    Help HELLO saan ko po pwede gamitin CCs from silicon valley VIRTUAL CCS sya worth 500$

    PATULONG PANO KUNIN THANKYOU
  13. B

    Help Credit Card Required

    Patulong po sana. Gusto ko kasing idownload yong book o kahit read in online pero di sya maaccess kasi need ng Credit Card, di naman daw kailangan may balance basta ibigay lang daw yong info ng credit card mo. Meron po ba kayong alam? Pahingi lang po sana salamat.
  14. A

    Help Buying CC

    May nakapag-try na po bang bumili ng cc sa validcc(.)su? Trusted po ba or scam?
  15. J

    Help If may Free Credit Card

    May Free Credit Card ba mga paps na Libre ?
  16. M

    Makonsensya naman kayo

    Sa lahat ng mga häçkERS!! nagcacarding ng cc dto sa Phc.. Wala ako pakealam kung yan gusto nyo gawin. Pero bilang isang nabiktima ng mga maling gawain nyo. Sana po makonsensya naman kayo, pano kayo nakakatulog, pano nyo naaatim gamitin ang isang bagay nag galing sa nakaw??? . Alam ko po itong...
  17. K

    Help Cc verified

    Ano po kayang CC na madaling i-verified?
  18. P

    Help Debit card versus creditcard

    So may isang katanungan lang ako mga boss. sa carding anu ang mas madali gamitin debit or credit card??
  19. S

    Crypto About validcclive

    palipat nalang ng thread kung hindi dito. Mga paps ask lang, nakabili na ba kayo ng CC sa validcc? Yung mga binibenta nilang CC dun? Legit ba mga par? balak ko bumili e need ko lang confirmation kung legit ba yung site o hindi. Hanggang mass checker lang muna ako dun e.
  20. A

    American express card help

    Hi. Sino po ang nakakaalam kung saan pwede gamitin ang card na 'to for purchase online na hindi gumagamit ng billing address or any website na pwede sanang paggamitan. May live ako mga Sir :D
  21. B

    Help Sino po may seagm acc dyan? pahiram naman po

    Pahiram naman po seagm acc. Highly Appreciated please
  22. A

    Help Stripe secret keys

    Sino may list ng secret keys sa stripe? Need this for my Credit Card checker..
  23. P

    Trivia Sa may mga balak regarding sa credit card (must watch this)

    Sa may mga balak regarding sa credit card dyan panuorin nyo nlang to :-D https://phc.onl/#forbidden#/54eI-eFnsEE
  24. H

    Help Pa help po sa paghunt ng credit card

    Guys, kagabi pa ako search ng search para makakuha ng credit card para sa D. Ocean pero wala po talaga akong mahanap kahit may bin akong nakikita na alive. Pc user po pala ako. Need pa po ba ng proxy or vpn for protection para hindi matrace yung location ko? please enlighten me. thank you po.
  25. L

    6 essential tips on how to use your credit card wisely

    1. Always pay your balance in full 2. Be mindful of the due date Know more about how to use your credit card wisely here.
  26. R

    Trivia Happy lang ulit walang ending.

    Ang sarap talaga ng VCC no need na ng CC Bin para mag hunt. Hahahhaaha isang VCC lang halos lahat ng subscription ma apply. Parang pagmamahal ni SUN sa akin.
  27. Z

    Crypto Buying bitcoin using credit card without id for security? bka may alam kayo guys

    Bka may alam kayo bitcoin site jan na pwede bumili using CC without id verification thanks
  28. S

    Closed Live bin mga pro hàckèr may tatanong lang

    Hello mga ka phc alam nyo po ba kung pano malalaman kung yung bin gumagana pa or hindi na ?? Patulonng naman meron kase akung alam na site kung san ka makakakuha ng maraming bin pero hindi ko alam kung alin dun yung gumagana :) Sana may makatulong :)
  29. S

    Closed Deleted

    sa friday nalang ako mamimigay ng solo na credit card with 500$ (sorry hanggang 500 lang kayo) Mamimili ako ng 5 na winners :)
  30. T

    Tutorial 2nd update

    Pag di working may nakaubos na
  31. L

    Closed How to have cc details

    Ask q lng qng my possibility ba makahäçk ng cc details or my nagshashare po ba dto ng cc info? thanks po sa sasagot..
  32. G

    Closed Try2checkme

    hi guys im working in cc
  33. N

    Closed Need help re: credit card

    May credit card info ako, san pwede gamitin yung safe sana.
  34. Z

    Closed Credit card how to apply

    Mga bossing , alam nio po pano mag apply ng credit card? Puede po ba mag apply non sa BDO o BPI? Halimbawa po ito: ViSA MasterCard paysafe Card
  35. K

    Closed Credits card po häçk pang bili sa online games

    Patulong naman po. Mema for credit ako :/
  36. S

    FREE PREPAID MASTERCARD / CREDIT CARD

    https://account.skrill.com/signup Why Skrill? :bored: With your free Skrill account you can connect all your payment options and use them without revealing any financial details. We call it your Digital Wallet, so you can pay safely with your bank account, debit or credit cards or send money...
  37. J

    Closed guys pwedi ko po ba malaman kung cnu gumamit ng credit card ko ginamit po kasi online eh...

    guys help naman po . pwedi ko ba malaman kung cnu gumamit ng credit card ko . online kasi ginamit eh. aabot din sa 11,000 yung ginastos
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