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installment

An installment loan is a type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments; normally at least two payments are made towards the loan. The term of loan may be as little as a few months and as long as 30 years. A mortgage loan, for example, is a type of installment loan.
The term is most strongly associated with traditional consumer loans, originated and serviced locally, and repaid over time by regular payments of principal and interest. These “installment loans” are generally considered to be safe and affordable alternatives to payday and title loans, and to open ended credit such as credit cards.
In 2007 the US Department of Defense exempted installment loans from legislation designed to prohibit predatory lending to service personnel and their families, acknowledging in its report the need to protect access to beneficial installment credit while closing down less safe forms of credit.

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  1. K

    Help Interest rate for Cellphone installment?

    kumuts mga ka-PHC!! Gusto ko lang malaman if may nagbebenta dito ng phone, installment man or cash. Ask ko lang kung magkano common interest sa mga installments depende sa months? Salamat sa makakatulong! god bless@!@@
  2. T

    Help Use Credit card BDO installment paylater on Lazada.

    Mga masters ayos lang po ba gamitin si BDO installment sa lazada? Like hindi ba ganun kalaki interest niya? also paano computation ng interest? and ano pa dapat kung iconsider kung gagamitin ko po to?
  3. L

    Help Home Credit rejected me :(

    So nag register po ako kanina sa SM, kumpleto naman po lahat ng requirements ko and trusted contact person, the thing is I'm having 20k a month from remittance/allowance and I have money for down payment for iPad Air 5 256gb, nagkamali po si home credit person sa paglagay ng name ko nakalimutan...
  4. T

    Help (Query) Macbook m2 best installment plan (Store)

    Mga ka PH, sino senyo nag avail ng installment na macbook? sang legit store na recommended nyo? for home credit sana para lumaki din yung limit ng account.🙂
  5. A

    Help Home credit installment

    Hello, newbie po ako sa mga installment sa home credit. Tanong ko lang po is comaker po ba yung 2 trusted person na hinihingi sa pag apply ko sa kanila? Thanks po sa sagot.
  6. A

    Help Gcash Ggives

    Pano bato gamitin si Ggives, 0 out of 3 loans availed, ibig po ba sabihin 27k ung magagamit ko sa ggives?, try ko sana bumili ng phone gamit nito
  7. D

    Help May shopee seller ba dito? Pag ba binayaran through Spaylater yung item niyo, marereceive niyo buo yung bayad o installment din?

    I assume na matatanggap ko ng buo pera after ma receive ni buyer yung item tapos bahala na sila ni shopee sa installment. Gusto ko lang masure kung ganyan nga proseso, meron kasi ako buyer gusto iturn on ko spaylater tapos meron sya bibilin sakin.
  8. P

    Help PC Installment | HomeCredit ba?

    Mga boss okay lang ba mag installment ng PC? Bukod sa HomeCredit may iba pa bang nag company or businesses na nag iinstallment ng mga pc? Puro Cash to Cash lang nakikita ko kasi sa Facebook Marketplace. Ang mahal kasi interest sa HomeCredit. 😥
  9. L

    Help Nanakaw cellphone ko na installment

    Mga boss nanakaw cellphone ko na android X9A, installment kasi babayaran pa ng ilang months. Pwede ba sya di na paganahin para di na magamit ng magnanakaw ang cp na yun?
  10. J

    Help Motorcycle Installment [^]

    Hello ask ko lang medyo malayo kasi yung dealer ng motor dito kaya walang time makapagttanong. May nagtry naba sa inyo ngayong taon mag avail ng installment sa honda? Ano ano yung requirements?
  11. M

    Help BDO installment credit card

    Mga idol itatanong ko lang sana kung sino sa inyo may BDO installment na credit card? ano ung kaibahan nya sa common na credit card? maraming salamat sa sasagot :)
  12. A

    Payment ng credit card installment plan

    Question sa may alam. Example meron akong 6 months installment plan. Pwede ba ko mag-advance payment? Mababawasan ba interest ko if ever? O kung ano yung finix nila with computed interest for 6 months yun lang talaga?
  13. L

    Help Anong murang installment na motor

    Pang grocery at pamalengke lang. Marunong mag motor pero wala akong idea pagdating sa mga motor hehe
  14. U

    Home credit installment

    hello po ask lang po kung may nag installment na dito sa home credit ano po need nila? and pwede po ba kahit no downpayment? 😁
  15. U

    Installment no dp

    saan po kaya pwedeng installment ng walang downpayment, rejected din kssi ako sa lazpaylater
  16. D

    Help 2nd hand na motor?

    If 2nd hand ba na motor bibilhin is kelangan magdala ng mekaniko parehas sa sasakyan para kilatisin? Ano mga unang titingnan pag bibili ng 2nd hand na motor aside sa mga papeles?
  17. M

    Airsoft installment

    Good day po ka-PHC. Baka may alam kayong shop na nagpapa-installment ng airsoft gbb units nila? Salamat po.😊
  18. M

    Homecredit installment

    Magandang Hapon ka-phc, ask ko lang sa mga nakapag avail na ng gadget installment sa homecredit. Maaari po ba ulit kumuha ng panibagong installment sa homecredit kung meron ka pang kasalukuyang binayadan kay homecredit? Salamat po.
  19. F

    NEED HELP! Flexi Finance Cellphone Installment Plan, di ko mabayaran due to COVID-19 and unemployment, ano po ba mangyayari?

    Hello po, So last January 2020, nag-apply ako ng installment plan for Flexi Finance ng cellphone na worth 15k and then sabi nila 4-5% interest rate lang daw sila which is payable for 12 months. Nakapagdownpayment ako ng 4k at nang maprocess ang application ko, I was thinking around 900-1000...
  20. F

    NEED HELP! Flexi Finance Cellphone Installment Plan, di ko nabayaran due to COVID19 and unemployment, ano po ba mangyayari?

    Hello po, So last January 2020, nag-apply ako ng installment plan for Flexi Finance ng cellphone na worth 15k and then sabi nila 4-5% interest rate lang daw sila which is payable for 12 months. Nakapagdownpayment ako ng 4k at nang maprocess ang application ko, I was thinking around 900-1000...
  21. R

    Closed Question about Aeon Credit Installment plan

    Hello po, may tanong po ako tungkol sa aeon credit. Gusto ko kumuha ng PC at 75% yung downpayment ko para hindi mabigat sa bulsa every month. Pwede po ba yun? Thanks
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