Hello po,
So last January 2020, nag-apply ako ng installment plan for Flexi Finance ng cellphone na worth 15k and then sabi nila 4-5% interest rate lang daw sila which is payable for 12 months. Nakapagdownpayment ako ng 4k at nang maprocess ang application ko, I was thinking around 900-1000 lang yung babayaran ko monthly however, sinabi nilang P1148.79 daw babayaran ko. I agreed and signed the papers.
Then last March 2020 when COVID-19 came at naglockdown lahat, nawalan ako ng trabaho, so kinontak ko si Flexi both text, call and emails pero wala man lang reply. Nagrequest ako if pwede bang iterminate ang loan at isasauli ko nalang yung phone kasi di ko na mabayaran kasi wala na akong work pero walang reply galing sa kanila.
Tapos ngayon December 2020, may tumawag sakin at nagsabing sa Flexi Finance daw sila. May balance daw akong P15,162 at remission fee na P13,596 at need ko daw bayaran within 2 months or else something bad will happen.
Ano po gagawin ko? Di ko talaga mababayaran ang ganyang amount for 2 months. Paano if di ko mabayaran? Ano mangyayari?
So last January 2020, nag-apply ako ng installment plan for Flexi Finance ng cellphone na worth 15k and then sabi nila 4-5% interest rate lang daw sila which is payable for 12 months. Nakapagdownpayment ako ng 4k at nang maprocess ang application ko, I was thinking around 900-1000 lang yung babayaran ko monthly however, sinabi nilang P1148.79 daw babayaran ko. I agreed and signed the papers.
Then last March 2020 when COVID-19 came at naglockdown lahat, nawalan ako ng trabaho, so kinontak ko si Flexi both text, call and emails pero wala man lang reply. Nagrequest ako if pwede bang iterminate ang loan at isasauli ko nalang yung phone kasi di ko na mabayaran kasi wala na akong work pero walang reply galing sa kanila.
Tapos ngayon December 2020, may tumawag sakin at nagsabing sa Flexi Finance daw sila. May balance daw akong P15,162 at remission fee na P13,596 at need ko daw bayaran within 2 months or else something bad will happen.
Ano po gagawin ko? Di ko talaga mababayaran ang ganyang amount for 2 months. Paano if di ko mabayaran? Ano mangyayari?