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home credit

Home Credit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands. The company operates in 9 countries and focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers. Major shareholder of the Group is PPF, a privately held international investment group whose founder and major beneficiary was Petr Kellner with 88.62% stake.The Home Credit loan can be obtained from throughout 342.7 thousands partnering retail shops and shopping malls in ten world markets as well as at the Home Credit's own online marketplaces (Russia, China, Philippines and Vietnam). Home Credit is also presented online in its own mobile application or in a third-party online stores. In selected markets you can pay with a „HC Pay“, a QR code-based revolving credit or with Home Credit credit or shopping cards. Home Credit finances both the purchase of consumer goods through a cash-less loan transaction or other commodities, such as language courses, travel etc. through a cash loans. The loans are always issued in domestic currency of the market in which the brand operates.

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  1. P

    Help Home credit payment question.

    Balak na sanang bayaran fully yong motorsiklo ng galing sa home credit kaso ayaw saq ng home credit at kailangan daw sundin kada buwan ang pagbayad. Nag tanong eh may pangbayad kanaman sa whole period na babayarin bakit ayaw po nila?
  2. P

    Help Help about kay p***inang home credit

    mga boss pa help, san puwede mag reklamo about dito kay hc. alam ko puwede e kaso diko alam san, kumuha kasi kami ng phone last month bali 15k orig price then 26k lahat mababayaran if installment. so ngayon, 1 month na nung feb 14. pumunta kami sa store kung san kami bumili, around 5pm na yun...
  3. S

    Help Home Credit

    Hello po, nagbabalak po sana ako kumuha ng laptop sa home credit dahil sa 0% interest "daw" nila, kaso po sabi ng isang friend ko fake advertising lang daw po yon at di totoong 0%. Is it true po ba?
  4. Z

    Home credit or Billease

    Ano mas maganda pag kukuha ka ng installment sa Dalawa? San mas makakababa ng interes..?
  5. Z

    Help Home Credit

    May alam po ba kayong paraan para ma less yung interes pag kukuha ka ng home Credit..? Balak ko kc kumuha ngayon ng Poco X6 pro bale 17k yung Srp nya pag kinuha ko sya sa homecredit aabot ng 9k yung interes nya may paraan pa ba para mapababa ito kahit 5k pababa yung interes....... Ok na..
  6. M

    Help Home Credit

    Paano po maka receive ng product loan offer kay HC? May product loan offer ako pero nung pinindot ko to check eligibility ayaw na ulit mapindot ng offer.
  7. L

    Help Home Credit rejected me :(

    So nag register po ako kanina sa SM, kumpleto naman po lahat ng requirements ko and trusted contact person, the thing is I'm having 20k a month from remittance/allowance and I have money for down payment for iPad Air 5 256gb, nagkamali po si home credit person sa paglagay ng name ko nakalimutan...
  8. A

    Help Home credit installment

    Hello, newbie po ako sa mga installment sa home credit. Tanong ko lang po is comaker po ba yung 2 trusted person na hinihingi sa pag apply ko sa kanila? Thanks po sa sagot.
  9. S

    Help How to stop Home Credit calls?

    Hi Good afternoon ka PHC. Is there any way para tumigil ang home credit sa pag tawag. nagamit kasi ni misis yung number ko before, para sa home credit. Finish na yung plan ng home credit. Pero offer pa din sila ng offer ng kung ano ano. Kahit nag sabi na ako sa CS nila na not interested, paulit...
  10. A

    Help HOME CREDIT ACCOUNT

    sino po may existing home credit account po dito na di na ginagamit baka pwede hingiin na lng
  11. U

    Home credit installment

    hello po ask lang po kung may nag installment na dito sa home credit ano po need nila? and pwede po ba kahit no downpayment? 😁
  12. S

    Help Home Credit Qwarta

    Good day po. Tanong ko lang about sa Qwarta feature ng Home Credit, may interest po ba yun pag ginamit ko yung available spending balance ko? Sa load ko lang kasi ginagamit yun. What if di ako nagbabayad for more than a month, may interest kaya? Sana may makakasagot.
  13. E

    Help Home credit requirements

    Balak ko po mag installment. Ask lang ako if ok lang 1 philhealth 1 police clearance yung id? Thanks
  14. D

    Help HOME CREDIT CASH LOAN

    Mga boss. Sino na po dito nakapag try na ng cash loan of home credit? Magaan ba ang payments? Ty sa sasagot
  15. A

    Help Tanong lang about Home Credit

    Eto yung scenario, yung tatay ng kaibigan ko, ginamit yung name at ID nya para umutang sa home credit nagagamitin kapitbahay nila. Yung uutang talaga is yung kapitbahay, kaya lang di nila nadala yung ID kaya yung sa tatay ng kaibigan ko ang ginamit. So ayun, kinukulit na ata ng home credit yung...
  16. C

    Help Recalculate Home Credit Loan

    Hi po. Nag Home Credit po ako ng phone, mode of payment po ay open contract which is 12mos to pay. Sabi ng agent, pwede ko daw po ifull payment after 3 months para daw po di na mag-accumulate ng malaking interest, itatawag lang daw po sa customer service. May idea po ba kayo kung magkano ang...
  17. R

    Help About my credit card

    Ma tanong ko mga ka PHC nag paload ako Nov, 5 sa unli nang Gomo true home credit nong una wala pumasok nag transact ako uli pumasok sya piro dalawa na paano to sino naka try nang ganito iyak ako dalawa babayaran ko.
  18. N

    Closed Home credit

    Tanong lang po ano po high chance para ma approved sa home credit thanks
  19. K

    Closed PayMaya

    Pwedi bang mag "add money " sa paymayabkahit hindi upgraded? Balak ko sanang dun nalang ako mag bayad sa HomeCredit loan ko Salamt sa sasagot ..
  20. D

    Closed Home credit.

    Mga ster, sino naka subok na rito na nag install ng cellphone sa home credit? Tapos yung cellphone na kinuha nyo pinalitan nyo ng ibang unit. Pwde po ba yun? Sana may maka sagot. Salamat po.
  21. 5

    Closed Akulaku

    I got my pocophone f1 from Akulaku last Dec 30. Original and sealed ang dineliver sa kin. Sa mga di nakakaalam, ang Akulaku ay parang home credit, but mas mababa ang interest. PROS: 1. Original items 2. Lower interest (minsan may 0%) 3. Easy application 4. Purely online ang transactions thru...
  22. S

    Closed Home credit or flexi finance downpayment system?

    hi po, baka may member dito na nagwowork sa home credit or flexi finance, totoo bang kapag iphone or medyo mahal na gadget ang kukunin eh mahirap ma-approve lalo na kung 30-40% lang ang downpayment na ibibigay mo? Balak ko po kasi kumuha, and third time ko na mag-apply, kaso ngayon lang ako...
  23. C

    Hindi nagbayad sa home credit

    hi guys! gusto ko po sana magtanong if what mangyayari kapag hindi ka nagbayad ng home credit naglabas kasi ako ng oppo a7 1 month palang nababayaran ko and then nawala yung phone at wala narin pambayad dahil sa sunod sunod na problema. tanong lang if pano kung iignore ko mga agent at tuluyan...
  24. I

    Closed Home credit

    This is for individuals that is having a loan term with Home Credit. Just want to share you their early repayments if you didn't yet know it. Para sa mga hindi pa nakakaalam just drop your comment here. Hekhek
  25. G

    Closed Loaning company

    Loaning for a gadgets/laptop/Desktop/cellphone. Which one is the best do you think? Flexi finance http://www.flexi.com.ph Home credit https://www.homecredit.ph
  26. C

    Closed Home credit

    ano ano pong phone brands/units ang pwede sa home credit??
  27. A

    Closed Gcash : home credit problem

    Pahelp po mga boss. Ayaw tanggapin yung account number. Nakailang try na ako, ayaw pa din
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