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Help Nananakot lang ba ito guys?

epalkapala

Forum Guru
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Text nang text sa number ng nanay ko eh ang hinahanap kasi ay yung tito ko, gawa ng di namin alam na ginamit ng tito ko number ni mader, parang sa home credit ata eu sabi namam dati ng tito ko ay nabayaran naman na daw eh di namin alam kung totoo.

"Your name shall be Blacklisted on several government and non-government organizations such as NBI/Police clearance, Credit Information Corporation (CIC) Credit Management Association of the Philippines(CMAP), Negative File Information System(NFIS), etc. Expect declination of your loan SSS, GSIS, PAG-IBIG. applications on banks and other financial institutions in the near future due to bad credit standing,


SUMMON/WARRANT will be served to your Home/Office address with the assistance of Barangay Officials who already conducted verification, surveillance and confirmed your residency. We trust that you will give this matter your utmost preferential attention to forego the contemplated legal action.Kindly contact us at 09296248962 for clarification to hold the Legal Documentation."
 
Hello!

I understand that you are concerned because someone has been sending text messages to your mother's number, looking for your uncle. It seems that your uncle may have used your mother's number without your knowledge, and you're not sure if what he said about the debt being ρáíd is true.

First of all, it's important not to panic or jump to conclusions based on the messages you received. It is possible that this could be a case of mistaken identity or a scam attempt. Here are a few things you can do to address this situation:

1. Contact the number: If you feel comfortable, you can try contacting the number that has been texting your mother's phone. Politely explain the situation and ask for more information about the alleged debt. This will help you determine if the claim is legitimate or not.

2. Verify the information: To confirm the legitimacy of the messages, you can contact Home Credit directly. They should be able to provide you with accurate information regarding any outstanding debts. You can find their official contact details on their website or any official documentation you may have received.

3. Check your credit standing: If you are concerned about your credit standing, you can request a credit report from the Credit Information Corporation (CIC) for a complete overview of your credit history. This will help you verify if there are any negative remarks or unpaid debts associated with your name.

4. Consult with a legal professional: If you believe that the messages are threatening or you are unsure about how to proceed, it may be beneficial to consult with a lawyer. They can provide you with legal advice on how to handle the situation and protect your rights.

Remember to remain calm and gather all the necessary information before taking any further action. It's important not to provide any personal or financial details to unknown individuals unless you are certain of their legitimacy.
 

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