Share ko lang nakita ko sa ibang group at wala pa rin topic about WISP Plus...
I encourage everyone to consider SSS' savings and investment options.
SSS promises to match or give much better returns than MP2.
Unlike MP2, your money (Principal and earnings) saved in WISP Plus will not be "locked-in" for 5 years. This is wí†hdráwable anytime (Subject to terms and conditions), so you can use this for emergency purposes.
A friendly reminder, Place your money in investments with high earning potential that will help you fight the impacts of inflation. Because banks can never beat inflation.
*WISP is different from WISP Plus.
Ang WISP po ay compulsory providend fund program for SSS members na sobra sa maximum ang contribution. Ang earnings and principal sa WISP ay hindi wí†hdráwable anytime kasi ito ay magiging parte ng inyong pension.
Ang WISP "PLUS" naman po ay voluntary savings and investment program for members na below minimum ang contribution. This is available to all regardless of membership type, declared monthly earnings and last posted monthly salary credit.
(Offers tax free earnings that compound annually)
*wí†hdráwAL
-You can wí†hdráw anytime within 1 year if under extreme hardships or emergencies
-If without extreme hardships/emergencies, wí†hdráwal can only be made after the 1 year holding period with a reduced income. If done after 5-year maturity, interest income will be received in full.
-Enroll your single savings account sa DAEM ng inyong SSS portal
*Ang mga merong final benefit claim like retirement and total disability ay hindi na po maaring sumali sa WISP Plus.
*Minimum monthly WISP plus contribution is 500.00. (Same with mp2, not necessary every month maghulog. Pwede one time or everytime may extra, basta not less than 500 kada hulog)
*Not required na maximum ang contribution (as long as may at least 1 posted current contribution or any contribution starting october 2022, pwede mag WISP plus)
*Continuous din po ang crediting of interest earnings even after the 5-year maturity.
*You can monitor your contributions and earnings through your my.sss account
*INTEREST/DIVIDEND RATE
-competitive interests. For reference, the WISP rate last 2022 is at 6.25
*Investment mix consists of government securities, equities, short to medium-term loans, money market, BSP-approved investment instruments, loans to pensioners, etc.
*MAHARLIKA FUNDS
-SSS was removed from the funding source of Maharlika funds
This is how you can start guys.
1. Enroll in WISP Plus first (Dapat SSS members and merong online sss account)
-Log in to your sss online account @ You do not have permission to view the full content of this post. Log in or register now. or go directly to My.SSS portal
-Click Services
-Select Enroll to WISP Plus
-Read terms and conditions
-Accept if you agree
2. Generate PRN, choose amount and pay
-on the same portal
-Go to Payment Reference Number tab
-Click Contributions
-Click Generate PRN
-Click Generate PRN Icon
-Click WISP plus only
-Encode Amount
-Submit Request
*Then pag may PRN na, you can pay sa mga sss office, bayad centers, accredited banks, gcash, pay maya, etc.
For more detailed information, you may visit LAWS & CIRCULARS Section of the SSS website (You do not have permission to view the full content of this post. Log in or register now.), SSS social media pages or visit the nearest SSS branch.
I encourage everyone to consider SSS' savings and investment options.
SSS promises to match or give much better returns than MP2.
Unlike MP2, your money (Principal and earnings) saved in WISP Plus will not be "locked-in" for 5 years. This is wí†hdráwable anytime (Subject to terms and conditions), so you can use this for emergency purposes.
A friendly reminder, Place your money in investments with high earning potential that will help you fight the impacts of inflation. Because banks can never beat inflation.
*WISP is different from WISP Plus.
Ang WISP po ay compulsory providend fund program for SSS members na sobra sa maximum ang contribution. Ang earnings and principal sa WISP ay hindi wí†hdráwable anytime kasi ito ay magiging parte ng inyong pension.
Ang WISP "PLUS" naman po ay voluntary savings and investment program for members na below minimum ang contribution. This is available to all regardless of membership type, declared monthly earnings and last posted monthly salary credit.
(Offers tax free earnings that compound annually)
*wí†hdráwAL
-You can wí†hdráw anytime within 1 year if under extreme hardships or emergencies
-If without extreme hardships/emergencies, wí†hdráwal can only be made after the 1 year holding period with a reduced income. If done after 5-year maturity, interest income will be received in full.
-Enroll your single savings account sa DAEM ng inyong SSS portal
*Ang mga merong final benefit claim like retirement and total disability ay hindi na po maaring sumali sa WISP Plus.
*Minimum monthly WISP plus contribution is 500.00. (Same with mp2, not necessary every month maghulog. Pwede one time or everytime may extra, basta not less than 500 kada hulog)
*Not required na maximum ang contribution (as long as may at least 1 posted current contribution or any contribution starting october 2022, pwede mag WISP plus)
*Continuous din po ang crediting of interest earnings even after the 5-year maturity.
*You can monitor your contributions and earnings through your my.sss account
*INTEREST/DIVIDEND RATE
-competitive interests. For reference, the WISP rate last 2022 is at 6.25
*Investment mix consists of government securities, equities, short to medium-term loans, money market, BSP-approved investment instruments, loans to pensioners, etc.
*MAHARLIKA FUNDS
-SSS was removed from the funding source of Maharlika funds
This is how you can start guys.
1. Enroll in WISP Plus first (Dapat SSS members and merong online sss account)
-Log in to your sss online account @ You do not have permission to view the full content of this post. Log in or register now. or go directly to My.SSS portal
-Click Services
-Select Enroll to WISP Plus
-Read terms and conditions
-Accept if you agree
2. Generate PRN, choose amount and pay
-on the same portal
-Go to Payment Reference Number tab
-Click Contributions
-Click Generate PRN
-Click Generate PRN Icon
-Click WISP plus only
-Encode Amount
-Submit Request
*Then pag may PRN na, you can pay sa mga sss office, bayad centers, accredited banks, gcash, pay maya, etc.
For more detailed information, you may visit LAWS & CIRCULARS Section of the SSS website (You do not have permission to view the full content of this post. Log in or register now.), SSS social media pages or visit the nearest SSS branch.