Yes. Pag activated yung Credit Card (CC), pwede ka umutang thru swipe or tap (purchase).. yung way ng purchase dito sa thread ko, is thru GrabPay Card.
Is not your typical kind nang pangungutang.. kasi, in this case, ang mangyayari parang gagamitin mo lang yung credit limit mo as savings thru "purchase" in a way I explained dito sa thread.
Ganito kasi sa CC.. example, ang billing mo ay every 5th of the month tapos nagpurchase ka 10th. Sample tayo ng with month.. Let's say from May 10 until next billing, June 5, yun yung time na nasa savings mo dapat yung "purchase" mo. Plus pa yung araw before ng due date. Normally may 15 days na grace period. So let's say, until June 20 nakasave yung pera mo. So bali 45 days nasa savings mo yung pera. Of course, may bank interest na yun, pabor sayo.
So ganito, bago mag due, dapat iwí†hdráw mo muna yung pera mo then ibayad mo sa CC. Ang posting nun is within 24hrs lang if same bank. Then repeat the process.
Wala kang babayarang finance charges sa CC as long as mindful ka sa due dates and billing cycle mo
I hope this answers your question.. ask lang po if may gusto pang itanong