In the insurance industry in the United States, an experience modifier or experience modification is an adjustment of an employer's ρrémíùm for worker's compensation coverage based on the losses the insurer has experienced from that employer. An experience modifier of 1 would be applied for an employer that had demonstrated the actuarially expected performance. Poorer loss experience leads to a modifier greater than 1, and better experience to a modifier less than 1. The loss experience used in determining the modifier typically comprises three years but excluding the immediate past year. For instance, if a policy expired on January 1, 2018, the period reflected by the experience modifier would run from January 1, 2014 to January 1, 2017.
Good morning PHC.
Naaalala nyo pa ba yung app na yan? Na pwede mo pag practisan war base ng kalaban. Tapos kita pa mga traps pag aattack. Gumagana pa ba yang app na yan? Wala na kasi akong balita eh
May Tanong po ako.Hindi po ba ma baban ang account ko kapag nag xmod po ako sa coc?tsaka po kapag nag add kapo ng troops sa XMOD pwede po ba i-donate ang troops sa CLAN
Install nyo lang yung gusto nyong mod ng game kaylangan meron kayong apk ng orignal game na gusto nyong hanapan ng mod
Direct Link----->http://data2.xmodgames.com/app/2016-07-25/app-xmod-release_2.3.5_235.apk
Meron ding mod sa COC at CR.
Salamat lang okies na ;)
XMODGAMES v2.2.2
Xmodgames provides best free mods for: Clash of Clans ,Boom Beach, Subway Surfers ,Minecraft PE,Clash of Kings,Castle Clash,Clash of Lord2, King’s Saga,Simulation Games and many more .you can use accelerator, SandBox Attack, Keep Active with Xmod
Features
An all-round...