Pagibig mp2 nalang ts. guaranteed na safe yng pera mo. after 5yrs mo mawiwí†hdráw yung pera mo para ka lang nag iipon may interest pa. 500 minimum deposit. mas maganda lumpsum mas malaki gains
Hi, I am a financial consultant from Pru Life UK. Kung naghahanap ka pa rin ng short term investments baka makatulong ako sayo. I can share din sayo kung ano mga investment options mo kay Pru. Free discussion and no commitments pa.
Depende sa level of risk na willing kang i-take TS.
High risk: stocks, forex, crypto
Mid: mutual funds, insurance
Low: bank, bonds
Baka may namiss out ako pero siguro medyo general naman yan
I would suggest to save an emergency funds first in the bank, Just in case wala ka pa.
This is a fund amounting to 3x - 5x ng current monthly income mo, so if you are earning 30k monthly, 90k would be a good emergency funds
Then saka ka mag invest.
You are your greatest asset, so I would strongly suggest na mag invest ka to yourself,
sa life, health and sa retirement mo.
Life and health insurance would definitely help you build a good foundation on your financial portfolio.
Insurance plans nowadays has investment component na din, so super ok nya. If gusto mo mag save then may makikita kang returns, try Variable unit linked insurance.
Life Insurance sya with health benefits plus investment nadin for your medium to long term financial goals.
Then if ok kana protecting yourslef, income and retirement.
You can jump na sa more aggressive type of investment.
You could try stock market trading, crypto, forex etc.
Btw, this is just my preference.
I am a wealth and asset planner btw.
[XX='Red Satan, c: 1048686, m: 820269'][/XX] Any update sa Tonik, nag deposit ka na po? Just moved all my savings sa CIMB... i thik all banks naman are safe... it depends lang talaga how you keep your critical data secure... halos lahat naman nag banks are leading towards digital banking...
Sa accounts lang mga paps, up to 500k lang dapat, kasi yun lang insured ng PDIC.
Pwede ibang account name, o ikalat sa ibang bangko. Up to 500k per name, per bank.