Usually ito ginagawa ng iba:
Salary - Expenses = Savings
Kung ano matira, yun ang savings.
Should be like this.
Salary - Savings = Expenses
Set aside some of your money as savings first (kahit 10% of your salary pede na din yun).
Yung matitira, yun ang pagkasyahin sa expenses. Para madiscipline ka sa pag overspending and for you to learn how to manage your budget on the things that you really need lang talaga..
Usually ito ginagawa ng iba:
Salary - Expenses = Savings
Kung ano matira, yun ang savings.
Should be like this.
Salary - Savings = Expenses
Set aside some of your money as savings first (kahit 10% of your salary pede na din yun).
Yung matitira, yun ang pagkasyahin sa expenses. Para madiscipline ka sa pag overspending and for you to learn how to manage your budget on the things that you really need lang talaga..