Opening a Savings Account

[Aequia]

Good Morning PHC! May question lang ako regarding sa pag-open ng savings account sa bank, diba once na mag open ng savings acct need ng opening balance na ₱2,000 - ₱5,000 at may maintaining balance na ₱5,000 pataas, ano yun need na rin po ba iprepare yung amount ng maintaining bal? Balak ko po sana kasi mag-open ng savings account kasi nahihirapan akong magtrack ng ipon, sahod, expenses kasi nasa iisang bank (Unionbank) lang yung pera ko.

And also anong commercial bank po yung maganda/matino na mairerecommend niyo? Yung nasa choice ko po is Security Bank, BPI, and Metrobank. Top choice is Security Bank kaso wala nga lang branch dito samin need pa bumyahe ng 20-30 mins.

 

[skyliiite]

Usually pag nag-open po ng savings account, need po tlaga ng maintaining balance which is yun na din po yung sinasabi nyong opening balance.. Sa bank nman po, yes maganda ang security bank for me pero its your choice pa rin naman po at kung ano nearest sa inyo para mas madali makapag transact.

 

[Aequia]

Usually pag nag-open po ng savings account, need po tlaga ng maintaining balance which is yun na din po yung sinasabi nyong opening balance.. Sa bank nman po, yes maganda ang security bank for me pero its your choice pa rin naman po at kung ano nearest sa inyo para mas madali makapag transact.

Thank you po! Yung nasa website kasi ni security bank opening balance 5k tapos 10k naman maintaining kaya po ako nalilito.

 

[hwakk]

BDO at BPI lang naman BDO accessible sa lahat madaming atm machine at bank.dapat may alternative ka kasi diba may mga maintenance sila incase of emergency may iba kapang bank BDO at GCASH lang gamit ko madalas
BPI not sure pm mo FB nila

 

[Aequia]

BDO at BPI lang naman BDO accessible sa lahat madaming atm machine at bank.dapat may alternative ka kasi diba may mga maintenance sila incase of emergency may iba kapang bank BDO at GCASH lang gamit ko madalas
BPI not sure pm mo FB nila

Thank you po! Meron naman po akong UB & Gcash just incase magmaintenance, talagang need ko lang ng isa pang bank para di maghalo lahat

 

[hwakk]

Thank you po! Meron naman po akong UB & Gcash just incase magmaintenance, talagang need ko lang ng isa pang bank para di maghalo lahat

BDO for me since 2017 wala pakong aberya na naranasan