An author is the creator or originator of any written work such as a book or play, and is also considered a writer or poet. More broadly defined, an author is "the person who originated or gave existence to anything" and whose authorship determines responsibility for what was created.

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  1. Y

    Non-Fiction Bbooks by author R.H. Sin (epub)

    Rest in the Mourning Planting Gardens in Graves A Beautiful Composition of Broken I Hope This Reaches Her in Time Algedonic DOWNLOAD
  2. B

    Help (AUTHOR) SCOTT TURROW Opinions?

    Maganda ba books nya mga paps? Any opinions?
  3. D

    Help about Japanese Author Books

    Ano po magandang fiction books na written by japanese author?
  4. K

    Is God the author of evil?

    Let us discuss if the origin of evil or sin
  5. K

    Is God the author of evil?

    Let us discuss the "problem" of evil, or the origin of sin.
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    Filipino author books, in PDF Version. Hidden content
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    Closed Who’s your favorite author and why?

    Mine is John Grisham, I love the way he makes the law interesting. I will never forget ‘The Client’, parang that was the first time I read a thick book non-stop for an entire day. Of course, JK Rowling, for the magic she brought into my life, and Mitch Albom, because he spoke so much about life...
  8. K

    Closed ✔ebooks collection✔

    For all the bookworms out there... :love::love::love: !EXCLUSIVE FOR ESTABLISHED MEMBERS ONLY! Pwede rin po kayo magrequest, i'll try my best to give you the links of the requested novel/ebook. *______________________________________* [/SPOILER] [/SPOILER] [/SPOILER] [/SPOILER]...
  9. S

    Closed Horror book: mirror image by michael scott

    Download link: Can be converted or transported to any formats. Readable by the kindle app.
  10. Y

    Request - Authors' access to close own Threads

    Hello Draft, Admins, I noticed that some of the threads are already irrelevant and obsolete. This is a request to allow authors to close the threads they created especially when they are no longer relevant. I believe this move will save us space and time before selecting a thread. Please let...

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Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.

Lenders want to make sure all their bases are covered before they extend you credit. That means they may look at factors other than your credit score to determine whether to lend you money. Your employment status also can play a role: If your income is too low or you haven’t been at your current workplace long, those factors could weigh against you.

Errors can come in a variety of forms. You may not have been credited for a payment you made, or you may have been charged for a purchase you didn’t make. A debt might be listed more than once, or your balance might be wrong.